Line 06 Auto, home, commercial & specialty

P&C, quoted and bound in minutes.

Personal auto, homeowners, commercial lines and specialty risks — rate, quote, bind and service on a configurable platform.

Explore capabilities
Admitted & surplus-lines carriers

Every line, every state, one platform.

Whether you write personal auto in 50 states or specialty professional liability on a non-admitted basis, every line runs on the same core.

01

Personal lines

Auto, home, renters, umbrella, motorcycle and boat. 50-state form and rate library maintained for you.

02

Commercial lines

BOP, commercial auto, GL, property, workers comp and cyber. ACORD forms, ISO rates, state exceptions.

03

Specialty & E&S

Professional liability, D&O, EPLI, cyber, kidnap & ransom, specialty transportation — on admitted or non-admitted paper.

04

Rating engine

No-code rating: bureau rates, manual rates, tiering, multi-var rating, telematics and IoT inputs.

05

Bind & issue

Real-time quote, bind and policy issuance. Certificate management, endorsement processing, mid-term cancellation.

06

Statutory filings

Form and rate filing with SERFF, premium tax, surplus-lines tax and state-specific statistical reporting.

Rating & product

Rate changes shipped in hours. Not quarters.

Our rating engine is a declarative product model — not thousands of lines of code. Actuaries and product managers make changes directly, with full version control and A/B testing.

  • No-code. Rating factors, tiering plans and manual rates maintained in the admin UI, not code.
  • Versioning. Every product version is immutable. Roll forward or back, per-state, per-effective-date.
  • Testing. Bulk re-rating against historical books to quantify rate-change impact before filing.
  • Telematics. UBI inputs as first-class rating variables. Integrate any data provider.
  • SERFF. Form and rate filings generated, versioned and tracked in-platform.
By the numbers

The pace of modern P&C.

<45 s
Quote latency end-to-end, personal auto
50
U.S. states supported out of the box
4 hrs
Typical time to ship a rate change
ISO
Forms and rates maintained by us
Let's build

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